Powerful accumulation potential
A variety of lockable indexes – including two non-volatility-controlled indexes: S&P 500® Futures Index ER and Blended Futures Index – providing more opportunity for diversification.
Multiple bonus opportunities, including a new 1% guaranteed flat-rate option.2
Innovations to address volatility
Index Lock gives clients more control to lock in an index value at any point, once per crediting period.3
Auto Lock allows clients to preset upper and/or lower target values that will be automatically locked in if a target is reached – no daily tracking of index values is necessary.4
Flexible design for more versatility
Loan features are designed for the potential to supplement retirement income strategies or other financial goals, while offering guaranteed loan rates.5
The policy can be customized with optional riders6 and the ability to accelerate a portion of the death benefit in the event of a chronic or terminal illness.